Why save into a personal pension?

The state pension may not be enough.

You get tax relief on your contributions.

You can get tax free cash from your savings when you reach pension age.

Higher earners could keep more of their child benefit.

There is money for your family if you die.

Usually you cannot access the money until you are age 55 (age 57 by 2028).


Our pension service offers the benefit of remaining invested even once you have started to take an income due to pension freedoms.


We offer new contributory personal pension plans and the ongoing management of certain existing plans.  However, we restrict our service to personal pensions that are non-complex arrangements.  We do not advise on pensions with built in guarantees, defined benefits or guaranteed annuity rates.


If you want to discuss your requirements and objectives for retirement, then please make an appointment to speak to us.

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